Below are lists of the main benefits of my favorite rewards credit cards currently:

Sallie Mae MasterCard

  • 5% cashback on first $250 on groceries; applies directly to gift card purchases too (e.g. Home Depot, Amazon, Gap, Gamestop, Finish Line, etc.); I usually get the gift cards from Fred Meyer (Kroger) or Safeway
  • 5% cashback on first $250 on gas
  • 5% cashback on first $750 on book purchases; any purchases you make directly through Amazon qualifies under this as long they’re not from 3rd party marketplace vendors

 

Citi Double Cash

  • The only industry flat rate 2% cashback rewards credit card with no limits on anything as of this posting

 

Discover it

  • Great 5% cashback card on rotating categories
  • No foreign transaction fees